You can open an Experience Checking account with no minimum balance and earn a generous dividend rate on qualifying balances. Refer to our Fee Schedule for a host of simple ways to reduce or eliminate the monthly service fee.
Our Student Checking won’t drag you down with fees or limited features. Students enrolled in college full-time can have their checking with no monthly service charge and no required minimum balance – and like our other checking accounts, you can add Smart Branch online banking and Bill Payer for no extra monthly charge. Write up to 15 checks per month with no per-check charge, and use your free debit card as often as you’d like!

The Tennessee Credit Union is a safe place for your money. 
The Clear Card® allows you to debit your checking anywhere in the world that MasterCard® is accepted. It can also be used to access your funds at any STAR, CIRRUS, CO-OP Network, MoneyTower or REFLEX® machine and at ATMs with a MasterCard,Visa, Discover, or American Express logo.
At The Tennessee Credit Union REFLEX machines, checking withdrawals are free and unlimited. You can make two checking withdrawals from non-TTCU ATMs each month at no charge from TTCU. Surcharges (fees charged by the ATM owner) may apply if the ATM is outside the MoneyTower or CO-OP Network.
When you add Overdraft Protection to your account, you can save yourself the hassle of bounced checks and non-sufficient funds. You can tie your checking account to designated savings or money market accounts, a personal line of credit, or a home equity line of credit.
Privileged Assurance is a special overdraft benefit to protect our members from unanticipated expenses or unforeseen problems that can sometimes leave you with too little cash in your account. Privileged Assurance protection is automatically applied to qualifying Experience Checking accounts.
If you would like to remove Privileged Assurance protection from your account, please complete this removal form and return it to your local TTCU branch.
When it is time to reorder checks, choose the safest check-supplier in the industry! Harland Clarke checks are impossible to chemical wash, and with CheckProtect delivery service, you can rest assured that your checks will arrive safely to you and not a check fraudster. Harland Clarke's strict privacy policy also ensures that your personal contact information will not be given, sold or traded to any third party for any purpose.

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