Direct Deposit is the safe, convenient way to handle your regular pay, Social Security, or retirement checks. You won’t have to fight the traffic, stand in line or worry about the mail. Direct Deposit is electronic— your money is in your account immediately and available. No more worry over lost or stolen checks. Your money is secure.
When you use Direct Deposit, you can have Classic Drafts checking with no monthly service charge. Or deposit to Benefits Plus checking and you’ll start earning dividends immediately (only with $1,000 balance).
Use Payroll Deduction and have Credit Union savings and loan payments made automatically. If your employer does not offer Payroll Deduction, we can make those deposits and payments for you. With Payroll Deduction you’ll save effortlessly, and your loan payments will always be made on time. You can also make deposits to any Credit Union account, including money market accounts.
You can have any regularly recurring bills paid automatically from your Credit Union checking account. Bills such as those from utilities, club memberships, insurance and mortgage companies, can be debited each month without having to send a check and keep up with due dates. Automatic payments will simplify your life.
An ATM card gives you access to your Credit Union accounts 24 hours a day, at STAR®, REFLEX®, CO-OP Network®, or CIRRUS® machines.
Using The Clear Card® gives you account access at virtually any ATM, anywhere in the world. The Clear Card is also a MasterDebit and can be used to debit your checking account, not only at ATMs, but also at any merchant that accepts MasterCard. There is no charge for The Clear Card and there are usually no charges or fees when you use it as a debit card with a merchant.
The Clear Card transactions from checking are free at The Tennessee Credit Union REFLEX® ATMs. At all CIRRUS® and STAR® ATMs, you can make two free withdrawals from checking and one free withdrawal from savings each month. After that, it’s one dollar per transaction. The nationwide CO-OP Network and the CU Service Centers ATM Network provide members with no-surcharge access at thousands of machines throughout the U.S. These are located at convenience stores, restaurants and discount department stores.
Get account information and make transactions anytime with your personal identification number (PIN) and a touch-tone phone. Simply call the Express Call number (615) 242-6232 or (800) 338-1904, listen to the instructions and key in the codes. An Express Call Menu with tips is sent to you when you enroll. There is no charge for Express Call service and it’s available 24 hours a day.
Express Call allows you to obtain balances, make transfers, request advances, get account histories, find out what checks have cleared, and much more.
These boxes are available at our Main Branch, Rivergate Branch, Johnson City (Sunset) Branch, and Cool Springs Branch.
A special program for our members age 55 and older, Leisure Class makes you eligible for a no annual fee credit card and one free money order or cashier’s check per month.
Free notary service is available to members at all our branches. |
