Buying a new vehicle is a thrill—especially your first time. But financing your first vehicle can be frustrating if you do not have any previous credit history. If that sounds like you, then The Tennessee Credit Union can help!   Program Details • Loan amounts up to $20,000 • Up to 100% NADA Retail value • Flexible terms • Minimum 10% cash down payment     How to Qualify • Minimum of 1 year of continuous employment with proof of   income or a college degree with letter of commitment from   employer • No derogatory credit • No previous car loans • Payment not to exceed 15% monthly gross income      Call or visit your local branch for more information about this program.