The Tennessee Credit Union

Rates > Loans

Loan Rates

Type of Loan

Annual
Percentage
Rate
Beginning At

Months

Representative
Payment Example

Vehicle
3.90% † ‡

36

$20,000@ 3.90% for 36 months - $589.92/month

Vehicle

5.00% †

48

$20,000 @ 5.00% for 48 months - $460.86/month

Vehicle

5.25% †

60

$20,000 @ 5.25% for 60 months - $379.94/month

Share Secured Loan

3.00% above rate on deposit account

N/A

Certificate Secured Loan

3.00% above rate on deposit account

N/A

Other Secured Loan

9.00% †

24

$5,000 @ 9.00% for 24 months - $228.52/month

Line of Credit

14.50% † (variable)

24

Select Line

9.90% † (variable)

24

Signature/Personal

10.90% †

24

Home Equity

6.25%

60

$10,000 @ 6.25% for 60 months - $194.60/month

Unimproved Property

7.50%

60

$10,000 @ 7.50% for 60 months - $200.46/month

Home Equity Line

5.25% (variable)*

120

Platinum Visa

9.90%

N/A

No annual fee

Classic MasterCard/Visa

14.50%

N/A

No annual fee with 6 usages annually. Otherwise $25.00

Tennessee Gold MasterCard

10.90%

N/A

No annual fee with 6 usages annually. Otherwise $35.00

Rates on Loan Accounts, effective April 17, 2008.
Annual percentage rates and terms are subject to individual credit approval.
All rates and terms are subject to change.

†Posted rate includes TTCU’s discount for repayment through payroll deduction. Posted vehicle rates are for model years 2006-2008 with credit approval. Rates for older model years and credit rating will differ. Please call 1 800-622-2535 or your local branch for additional information.

*Home Equity Line of Credit rate may be as low as Wall Street Journal Prime Rate. Actual rate is based upon LTV and credit qualifications and is subject to change after consummation. Maximum APR of 18%. Five year draw period with terms up to 15 years and up to 90% LTV. Low closing costs. Contact us for more information.

‡ 80% loan to NADA value and subject to credit requirements.