Our primary checking account is designed to fit your lifestyle. You may earn a generous dividend rate on qualifying balances*, and pay no monthly service charge by meeting any of the following:
Utilizing Direct Deposit**
Maintaining an Average Daily Balance of $2,500
The primary account holder is 65 years of age or older
$10,000 in aggregate deposit balances
$25,000 in aggregate loan balances***
You can use your debit card, Smart Branch™ online banking, Bill Payer, Express Call™ audio response, and eStatements with your Experience Checking account—all for no extra monthly charge. And with a Believe it! money market account, you get your checks for free. Taking advantage of these great electronic services in addition to our surcharge-free ATM networks will provide you a very convenient dividend-bearing checking account.
*Dividends paid with an average daily balance of $2,500. Rates variable. See Rate Schedule for current rates.
**Direct Deposit is defined as any incoming deposit through ACH or Payroll Deduction or deposits of a least $1,000 aggregate per month.
***Balances in Business and New Beginning accounts do not count toward the aggregate account balance.
If no qualifications are met, monthly fee is $10. No per-check charge up to 20 checks each month, 25¢ per check thereafter.
Apply for a checking account now.