Credit Cards
To Apply for a TTCU Credit Card: Members go to Smart Branch Non Members Apply Here
» Visa Platinum » Gold Mastercard » Classic Visa » Balance Transfers
Important Information you are traveling out of the U.S.A:
If you’re planning to use your TTCU credit or debit card on a trip outside the U.S., please contact us at 800-622-2535 at least 3 days prior to your departure. We have measures in place to safeguard your card from fraud and we’ll need to ensure your ability to conduct safe and uninterrupted transactions on your trip.
Visa Platinum
Our TTCU Visa Platinum is the right credit card to have if you like to earn rewards for your loyalty. There’s never an annual fee and the TTCU Visa Platinum features a low, competitive rate. You receive around-the-clock fraud protection, 24-hour toll-free customer service, and an annual account summary for your records.
The TTCU Visa Platinum is accepted at over 15 million locations – wherever you see the Visa logo. You can also get instant cash at over 450,000 Visa/Plus ATMs worldwide! In addition, the TTCU Visa Platinum comes standard with these great benefits:
- Auto Rental Insurance
- Warranty Registration
- Warranty Protection
- Extended Service Agreements
- Travel and Emergency Assistance
- Free Travel Planning Services
- $1 Million Common Carrier Travel Accident Insurance

CU Rewards
Earn points with every dollar you charge and you redeem points for plane travel or other reward items, such as quality name brand electronics, housewares, sporting goods and much more.
Click here to go to the CU Rewards website!
Gold Mastercard
With the Tennessee Gold MasterCard, you will enjoy a substantial credit line. In addition to a low, competitive interest rate, you pay no annual fee. Numerous Gold benefits include:
- Auto rental insurance
- Extended warranties on purchases
- Pre-trip assistance
- Lost luggage assistance
- Emergency cash
- Emergency ticket replacement
- Emergency transportation service

Classic Visa
A Classic Card also comes with a low dependable interest rate and no annual fee. Valuable benefits are a part of Classic Card service, such as:
- $200,000 Common Carrier Accident Insurance
- Toll-free customer service
- Free convenience checks
With these credit cards, you can check your purchases and balances online, make payments at any of our branch offices or arrange for automatic payments from your Credit Union accounts. If you carry a card from another institution you can probably save by transferring to a Credit Union credit card.
Balance Transfers
Want to transfer your high interest credit card balance to a TTCU credit card? No problem. We charge no fees for balance transfers. Just fill out a Balance Transfer Request below to get started.
The following forms are in the PDF format. To submit the information, please print and complete and fax to our credit card department at (615) 780-7764, or return to your local branch.
Visa Classic/Visa Platinum/Gold Mastercard Consumer Credit Card Agreement
If you prefer you may call 1.800.622.2535 or click creditcard@ttcu.org to request a copy of this agreement.
Automatic Credit Card Payment Form
Balance Transfer Request
Blocked Countries List