» Auto Loans » First Time Buyer Program » Driver’s Advantage
Auto Loans and Refinancing
We finance both new and used autos, trucks, boats, and recreational vehicles. Interest is charged on a declining balance for all loans from The Tennessee Credit Union, and there are never pre-payment penalties. You can even earn a preferred rate of interest by signing up for payroll deduction or automatic payments
Loan Rates
Apply for a loan via Smart Branch Not a member? Not a problem. Click here
Loan Payment Calculator
How much car can I afford?
GM Member Discount Program
Save Three Ways on a New GM
We've teamed with Invest in America to bring you the
Credit Union Member Discount from GM
to help you save three ways on a new vehicle: save hundreds, even thousands with exclusive member discounts; add dealer incentives onto that discount; and don't forget our great low auto loan rates! Get the details at
LoveMyCreditUnion.org
.Marketing questions? Contact us at
InvestinAmerica@cusolutionsgroup.com
First Time Buyer Program
Buying a new vehicle is a thrill - especially your first time. But financing your first vehicle can be frustrating if you do not have any previous credit history. We can help!
Program Details
- Loan amounts up to $20,000
- Up to 100% NADA Retail value
- Flexible terms
- Minimum 10% cash down payment
How to Qualify
- Minimum of 1 year of continuous employment with proof of
income or a college degree with letter of commitment from employer
- No derogatory credit
- No previous car loans
- Payment not to exceed 15% monthly gross income
Call or visit your local branch for more information about this program.
All rates and terms subject to change
Driver’s Advantage
Check out our Driver’s Advantage® Program where you can get Credit Union financing right at the Dealership!