Peace of Mind with a
Personal Line of Credit*
Get real peace of mind by adding a line of credit to your checking account. With a line of credit you are covered when you write a check for more than your account balance. Apply just once and when you’re set up, you’re in charge from then on. Payments can be made automatically through Payroll Deduction.
We do not charge an application fee, a set-up fee, monthly service fee, or transfer fee for your Line of Credit. The only thing you pay is a low rate of interest on the exact outstanding balance.
Even More Savings with Select Line
Select Line offers an exceptionally low rate of interest on your balance and is available to members who have checking and use at least one of the following Credit Union services:
VISA® or MasterCard®
Tennessee Home Equity Line
Vehicle Loan
Home Mortgage
Money Market Account
Share Certificate
Christmas Club
Contact your local branch or call (800) 622-2535 to apply for a Line of Credit to be added to your checking account today.
*A Personal Line of Credit is a loan and subject to individual credit approval.
Tie your Share Account to your Checking Account
You may also choose to tie your share or savings account to your checking to automatically transfer funds to cover the overdraft. There is no charge for this service.
Contact your branch to have this protection activated or log into your Smart Branch Account, and under Account Services go to Overdraft Protection and choose the account you want the funds to be transferred from.