Investment Rate Schedule
Share Certificate Accounts and IRA Share Certificate Accounts
| |
|
Minimum to Open
|
Term
|
Dividend Rate
|
Annual Percentage Yield
|
Dividends Credited
|
|
$500.00
|
91 Days
|
0.20%
|
0.20%
|
At Maturity
|
|
182 Days
|
0.20%
|
0.20%
|
At Maturity
|
|
12 Month
|
0.25%
|
0.25%
|
Quarterly
|
|
18 Month
|
0.20%
|
0.20%
|
Quarterly
|
|
24 Month
|
0.35%
|
0.35%
|
Quarterly
|
|
36 Month
|
.75%
|
.75%
|
Quarterly
|
|
48 Month
|
1.00%
|
1.00%
|
Semi-annually
|
|
60 Month
|
1.25%
|
1.25%
|
Semi-annually
|
|
$5,000.00
|
91 Days
|
0.25%
|
0.25%
|
At Maturity
|
|
182 Days
|
0.35%
|
0.35%
|
At Maturity
|
|
12 Month
|
0.40%
|
0.40%
|
Quarterly
|
|
18 Month
|
0.45%
|
0.45%
|
Quarterly
|
|
24 Month
|
0.50%
|
0.50%
|
Quarterly
|
|
36 Month
|
.75%
|
.75%
|
Quarterly
|
|
48 Month
|
1.25%
|
1.25%
|
Semi-annually
|
|
60 Month
|
1.50%
|
1.50%
|
Semi-annually
|
|
$10,000.00
|
91 Days
|
0.45%
|
0.45%
|
At Maturity
|
|
182 Days
|
0.45%
|
0.45%
|
At Maturity
|
|
12 Month
|
0.55%
|
0.55%
|
Quarterly
|
|
18 Month
|
.70%
|
.70%
|
Quarterly
|
|
24 Month
|
.85%
|
.85%
|
Quarterly
|
|
36 Month
|
.95%
|
.95%
|
Quarterly
|
|
48 Month
|
1.25%
|
1.25%
|
Semi-annually
|
|
60 Month
|
1.55%
|
1.55%
|
Semi-annually
|
|
$25,000.00
|
91 Days
|
0.50%
|
0.50%
|
At Maturity
|
|
182 Days
|
0.55%
|
0.55%
|
At Maturity
|
|
12 Month
|
0.65%
|
0.65%
|
Quarterly
|
|
18 Month
|
.80%
|
.80%
|
Quarterly
|
|
24 Month
|
.90%
|
.90%
|
Quarterly
|
|
36 Month
|
1.05%
|
1.05%
|
Quarterly
|
|
48 Month
|
1.40%
|
1.40%
|
Semi-annually
|
|
60 Month
|
1.55%
|
1.55%
|
Semi-annually
|
|
Jumbo CD
Regular Rate
$100,000.00
|
91 Days |
0.50% |
0.50% |
At Maturity |
| 182 Days |
0.60 % |
0.60% |
At Maturity |
| 12 Month |
.70% |
.70% |
Quarterly |
| 18 Month |
.85% |
.85% |
Quarterly |
| 24 Month |
1.00% |
1.00% |
Quarterly |
| 36 Month |
1.20% |
1.20% |
Quarterly |
| 48 Month |
1.40% |
1.40% |
Semi-annually |
| 60 Month |
1.55% |
1.55% |
Semi-annually |
Early withdrawal penalties may apply. Withdrawal of dividends prior to maturity will reduce earnings. Dividend Rates on Share Certificate Accounts effective date March 15, 2012. See Share Rate Schedule or Investment Rate Schedule for all other applicable terms.