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New Daily Debit Card Spending Limit

2/22/2016

Effective March 1, 2016, The Tennessee Credit Union will implement a $5000 daily spending limit on purchases made using the TTCU debit card. This limit is per debit card number and applies to total debit card purchases that occur within a 24-hour period, including point-of-sale transactions, PIN-based transactions, signature-based transactions and online transactions. [Note: ATM withdrawals do not count toward this daily debit card spending limit.]

This policy change is intended to help protect our members. Our goal is always to take steps to help minimize your exposure to risk and the impact of any fraud.

We remind you to be diligent in monitoring transaction activity on your accounts and contact us immediately if you identify any fraudulent transactions.  Please note:  If you make purchases that exceed the $5000 daily spending limit, your debit card will be declined, even if you have enough funds in your checking account.

If you anticipate needing to temporarily increase your daily limit for a purchase, please contact the Credit Union at least one business day in advance at 800-622-2535 (Monday-Friday, 8 AM-4:30 PM Central Time) or visit one of our branches during normal business hours.

Thank you for your understanding. We appreciate your membership.

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