The Tennessee Credit Union
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TTCU VISA® Balance Transfer

Are you sick of the high-interest rate you are paying on a credit card? Maybe you’ve considered a balance transfer before – after all, reducing your interest rate by switching to a new card is a great way toSummer Balance Transfer Happening Now! save money! But then you discovered the unspoken fine print – a hidden transfer fee. Ouch!

At TTCU, we do things differently. We know that the whole point of your desire to transfer a balance is to save money, so we don’t charge you a dime to do it. That’s right: absolutely ZERO balance transfer fees! Just an opportunity to get a better card at a lower rate. TTCU Credit Cards are now Contactless, click here to learn more!


  • NO Balance Transfer Fees
  • NO Annual Fee
  • Earn bonus points for every dollar you spend and get rewarded with our loyalty rewards system, ScoreCard after Balance Transfer
  • 24/7 fraud protection
  • Contactless Payment Options available
  • Free Visa® Purchase Alerts offer real-time notifications on transactions
  • 24-hour toll-free customer service
  • EMV chip-enabled for enhanced fraud protection
  • Integrated with Android Pay, Apple Pay, and Samsung Pay

Apply for a Credit Card  Existing TTCU Cardholders   View Rates

*The Annual Percentage Rate (APR) on TTCU's Visa credit cards is based on applicant's creditworthiness. Check rates for the variable rate, based on the Prime rate as disclosed in the Wall Street Journal plus or minus a margin based on your credit history. The total transferred may not exceed your available credit card limit. No minimum balance transfer amount is required. The balance transfer may not be used to pay off or pay down balances on any TTCU credit card, loan or account. Membership with TTCU is required to obtain a credit card.