Are you sick of the high interest rate you are paying on a credit card? Maybe you’ve considered a balance transfer before – after all, reducing your interest rate by switching to a new card is a great way to save money! But then you discovered the unspoken fine print – a hidden transfer fee. Ouch!
At TTCU, we do things differently. We know that the whole point of your desire to transfer a balance is to save money, so we don’t charge you a dime to do it. That’s right: absolutely ZERO balance transfer fees! Just an opportunity to get a better card with a lower rate.
*The promotional Annual Percentage Rate (APR) is based on applicant's creditworthiness. The normal variable rate will range from 10.90% to 18.00% APR, based on the Prime rate as disclosed in the Wall Street Journal plus or minus a margin based on your credit history. The total transferred may not exceed your available credit card limit. No minimum balance transfer amount is required. The balance transfer may not be used to pay off or pay down balances on any TTCU credit card, loan or account. Membership with The Tennessee Credit Union is required to obtain a credit card.