Financial Articles & Videos
Banking Know How
- How to Build a CD Ladder
If you're looking to earn the highest possible yield on your investments without sacrificing the safety of government backed insurance, certificates of deposit are one way to go.
- 3 Reasons You Need an Automatic Savings Plan
“Save money” is a timeless bit of personal finance advice, but actually doing it can be another story. If you need a way to boost your savings and stay consistent with your goals, setting up an automatic funds transfer can help.
- Compound Interest Mind Bend (Video)
When dealing with compound interest, it's important to get started as early as you can. View this video; it may surprise you.
- Your Money is Safe
The shares in your credit union are insured by the National Credit Union Administration (NCUA).
- 6 Ways to Save More Money
Even if saving has never been your thing and money is tight, it’s never to late to change old financial habits. Here are some ways to become a more efficient saver.
- Financial Literacy for Kids of All Ages
No matter how enthusiastic you are, trying to formally teach finance to kids is a tall order that is likely to make their eyes glaze over. Hold their attention by keeping money lessons relevant, age appropriate and a bit playful.
- Year-Round College Planning Calendar
Preparing your teen for college isn't just about the money you've put aside for tuition, room and board. It's about making deadlines, making the right choices and ensuring your child has the proper life and money skills to make college a success.
- 5 Things To Do Today -- as a Student -- to Help Your Future
Your primary reason for attending college is to jumpstart your career and get an education. But, did you know there are many other things you can do now to help secure your future?
- What Do Colleges Want? It's Hiding in Plain Sight
The college application process can seem pretty mysterious to the uninitiated. But what colleges want from their applicants isn’t a secret.
Credit & Debt Management
- Strategies for Debt Repayment (Video)
No matter how unique your debt situation is, there are some universal truths to borrowing money: it’s expensive and it ‘steals’ money from your other life goals. Therefore, repayment should be a top priority.
- Loan Basics (Video)
Every now and then, we all need a refresher on the "basics." This video provides a lighthearted review of loan fundamentals.
- Demystifying Mortgages (Video)
Comparing mortgages can be confusing and intimidating - so let's break it down to see how it all works.
- Boost Your Credit Score (Video)
Credit scores are an area of personal finance that seem a lot more mysterious than they actually are. Let's examine what's truly important to understand.
- Dealing with a Financial Setback
Financial setbacks come in all shapes and sizes. It can be an expensive household repair, a medical emergency, getting laid off, or the birth of a baby.
- Time Your Purchases
Do you wish you could be that person who somehow knows exactly when to buy everything? Now you can!
- Recession-Proof Habits
The economy is always going up or down - here's a reminder of a Number One Wealth-Building habit.
- How to Buy a Used Car
Here are many pre-owned gems just waiting to be found. find out how to choose one you can drive happily for years to come.
- Personal Finance by Age Group - Decade by Decade
There are two "golden rules" in personal finance that apply, regardless of your age: (1) live within your means and (2) look forward to the future and save for it.
- Credit Utilization (Video)
Credit utilization is how much credit is available to you vs. how much of it you actually use.
Credit Union Membership
- Choosing Your Financial Institution (Video)
Learn the differences between banks and credit unions - essentially the same services - but huge differences in the way they operate.
- Make Your Money Matter - Join a Credit Union (Video)
Discover the difference joining a credit union can make to you, to your finances and to your community.
- Getting Savvy About Risk
Understanding how these factors play a role in your ability to achieve your financial goals is an important part of becoming more savvy with your money.
- Retirement Plan Considerations at Different Stages of Life
Throughout your career, retirement planning will likely be one of the most important components of your overall financial plan.
Security & Fraud Protection
- Beware of Fake Checks! Protect Yourself from the Latest Scam
Personal checks look simple and innocent. Recently, the Federal Trade Commission and other agencies have warned about increases in fake check scams.
- Get These Things Out of Your Purse or Wallet Now
Your wallet can easily become cluttered with loyalty cards, coupons, cash, checks, store credit cards and a host of identification cards. Not only is an over-stuffed wallet a hassle to carry, it may make identity theft easier.
- Your Personal RV Buying Guide
Are you thinking about doing something different and buying an RV? RV lots can seem so intimidating, but here are some tips to take some of the stress off.
- 3 Questions Couples Should Ask Before Getting a Dog
Yes, buying that wide-eyed Shiba Inu puppy with your partner may bring loads of joy to your family, but ask these three questions before you bring it home.
- 5 Tips for Raising Secure and Unspoiled Kids
As a parent, you want your kids to know you can provide for them, but you also don’t want to raise spoiled children who feel entitled to their every whim.