Kasasa® Cash Checking
Do you like to earn dividends and carry a larger balance in your checking account? Then consider our Kasasa® Cash dividend-paying checking account that offers ATM fee-refunding benefits too.
- 2.00% APY* on balances up to $5,000, if qualifications are met.
- 0.03% APY* on all balances even if qualifications are not met.
- Refunds on ATM fees nationwide up to $20 per month ($4.99 per single transaction)*
- No monthly service fee
- No minimum balance to earn dividends rewards
- Unlimited check writing
- Free online banking & bill pay
- Free mobile banking app
- Free eStatements and Free debit card
- Access to over 30,000 surcharge-free ATMs
Qualifying* for rewards is so easy. Just do a few simple things during each monthly statement cycle:
- Make at least 12 purchases with your debit card that post and settle to your account;
- Enroll in and agree to receive eStatements instead of paper statements;
- Enroll in and log into online banking once per month.
If you miss qualifying for rewards this month, no worries! You can get right back to earning cash back on purchases and refunds on your ATM fees next month.
Need Help? Call us at 800-622-2535 Monday - Friday 8:30 am - 5 pm (CT) or Contact Us online anytime.
*Qualifications Information: Account transactions and activities may take one or more business days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, and purchases made with debit cards not issued by our credit union. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When Kasasa Cash qualifications are met during a Monthly Qualification Cycle, balances up to $5,000 receive APY of 2.00%; and balances over $5,000 earn .25% interest rate on the portion of balance over $5,000, resulting in a range from .25% to 2.00% APY depending on the account’s balance. You will also receive reimbursements up to $20 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn .03% APY and ATM fees are not refunded. Dividends and ATM fee reimbursements will be credited to your Kasasa Cash account on the first day of next statement cycle. APY = Annual Percentage Yield. APYs accurate as of 06/01/2020. Rates and rewards are variable and may change after account is opened. Fees may reduce
Additional Information: No minimum deposit is required to open the account. Limit (1) Kasasa account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our member service representatives of The Tennessee Credit Union for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Tunes are trademarks of Kasasa, Ltd., registered in the U.S.A.