Home Loan Calculators
Use our helpful calculators to start crunching your numbers to help with your home purchase planning.
Quickly calculate a monthly payment for different loan amounts, interest rates, and terms.
Calculate the breakdown of principal and interest payments for each year for the life of the loan. You can also view monthly breakdowns.
Make extra payments on your mortgage to build equity faster and reduce your amortization period. Calculate how much you can save over the term of your loan by increasing your monthly payment.
How Much Can I Afford
Enter your desired monthly payment, interest rate, and term to quickly calculate a maximum loan amount you can qualify to borrow. Does not include fees that may be included with your mortgage payments
How Much Can I Borrow
Get a sense of how much you may be able to borrow based on your income, debts and desired loan terms. Please note that prequalification is different from a preapproval. Prequalification gives you an estimate of how much you may be able to borrow. Preapproval, on the other hand, indicates that you have been approved for a set loan amount prior to property selection.
Rent vs Own
Estimate the benefits of owning a home as opposed to renting.
Fixed Rate vs. ARM Calculator
Compare the difference between a fixed-rate mortgage and an adjustable-rate mortgage (ARM).
15-Year vs. 30-Year Mortgage Calculator
Quickly compare the difference between a 15-year and a 30-year mortgage based on loan amount and interest rate to find out which one works best for you.
Refinance Interest Savings Calculator
Quickly estimate the benefits and savings of refinancing your existing mortgage. Refinancing could result in lower monthly payments or even paying off your loan sooner.