Financial Topics & Tips
Traveling? Protect Your Home
There’s nothing like holiday travel season for spending time
with friends and family. But while you’re on the road, make sure your home and
hearth are kept safe and secure so you don’t encounter any unpleasant
surprises upon your return.
Hold the Mail Please
Snail mail theft is a top way to become a victim of
identity theft because fraudsters steal personal information such as tax
documents, bank or credit card statements, pre-approved credit card offers and
more. Put a temporary hold on newspaper and mail deliveries or entrust a friend
or neighbor to pick up your mail, newspapers and magazines.
Lock it Up, Light it Up
It may seem like a no-brainer, but making sure all
your windows and doors are locked and secured is the easiest way to deter
thieves. And don’t forget to lock your garage door as well. Consider installing
outdoor motion detector lights, which are an inexpensive way to keep your home
and yard safe. For inside your home, buy a light switch timer that can
turn your lights on and off automatically according to a programmed schedule,
so it looks like someone is home.
Turn it Down or Off
If you’re traveling for more than a few days, shut off
your water to avoid flooding should your washing machine hose fail or a pipe
break. Adjust your thermostat by about 10 to 15 degrees to conserve energy. And
unplug your computers, TVs and other appliances to protect them from power
Don’t Broadcast Your Absence
Make sure you don’t post detailed information on
social media that may give the impression that nobody’s home for a week or two,
which could entice thieves to pay an unwanted visit. The same goes for your
answering machine or voice mail. Keep your message generic, and don’t infer
you’re not at home. If you have a security system, notify the company and make
sure security signs are posted to deter trespassers. But do tell neighbors or
friends that you’ll be away so they can keep an eye on things.
Alert Us Before You Travel
If you will be traveling and plan on using your credit or
debit card, we recommend notifying your Credit Union in advance, especially if you are traveling to a city, region or state (or country) that you do not regularly visit. TTCU member services can be reached at 800-622-2535.