The Tennessee Credit Union
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Membership Detailsmember benefits couple in woods

Dreams thrive here.

Join us and experience a financial partner who puts you first.

The Tennessee Credit Union has been serving members’ financial needs for nearly 70 years. Your lifetime membership with TTCU provides a world of financial opportunities that you may not get at other financial institutions.  

Think of us as a trusted advisor who is always there for you, providing sound financial guidance, low-cost loan and savings products, exceptional value and personalized service to meet your unique needs.

Individual and Family Membership Benefits

Lifetime MembershipLifetime Membership

TTCU is member-focused, which means we exist for you. Any surplus funds are returned to our members through dividends, better rates, and lower fees. Once you join TTCU, you are a member for life.

Personalized ServicePersonalized Service

Our member service representatives are known for taking the time to work with members, explain the products and services we offer, and find solutions that fit their lives. We offer a full range of deposit and loan products, including mortgages and youth accounts.

Better RatesBetter Rates

We keep our rates competitive so your money can work harder for you, with lower rates on loans and credit cards and higher yields on savings accounts.

24-Hour Account Access24-Hour Account Access

Your busy life requires convenient solutions. You can manage your money wherever you go with free online banking, mobile web banking, text banking, TTCU Mobile App and telephone banking.

CO-OP Shared BranchesNational Network of Convenience

Get surcharge-free access at more than 30,000 ATMs and 5,000 CO-OP Shared Branches all over the United States. Conduct business at any one of these locations just as if you were in a TTCU branch. This huge network is always nearby where you live, work, and travel.

Member DiscountsMember Discounts

Your money goes further with exclusive member discounts on a variety of goods and services.

Insurance optionsInsurance Options

From term life to home and auto insurance to vehicle extended warranties and GAP insurance, you can protect yourself and your belongings with these low-cost insurance options.

Special OffersSpecial Offers

TTCU regularly features special offers and promotions. The offers change throughout the year and are another way for us to say “thank you” to our valued members.

Trusted adviceTrusted Advice

We want to help you make wise financial choices, so TTCU’s experienced member service representatives and loan officers provide advice over the phone, in person, and throughout our website.  And The Tennessee Investment Services offer retirement planning consultations* too.

Budget Counseling & Debt ManagementBudget Counseling & Debt Management

Through a partnership with Greenpath Financial Wellness Services, members have access to in-depth, confidential financial counseling services related to debt, budgeting, and money management — completely free of charge.

Specialty ServicesSpecialty Services


  • Cashier’s Checks
  • Night Drop Boxes
  • Safe Deposit Boxes
  • Gift Cards
  • Wire Transfers
  • Notary Public

Financial ArticlesFinancial Calculators – Financial Topics & Videos

Online tools to help you model payments, see how much interest you will pay, help you decide how much to borrow or how much to save. And our library of financial articles, blogs, videos and infographics are regularly updated to provide timely information on a variety of topics. 

Real-time Security CenterReal-Time Security Center

This comprehensive resource from Stickley Security keeps you informed about how to protect your personal information, online safety, and breaking news in the world of security that may affect you.

Community & Educational EventsCommunity & Educational Events

We participate in many events throughout the year in and around our 10 branch locations.

Vehicle ResourcesVehicle Resources

Find your next ride at the right price. Have a better car-buying experience using our new and used vehicle resources.

Business Membership 

TTCU membership can also be offered by local companies and small businesses directly to your employees. Learn more. If you work for or own a small business that may be interested in offering credit union membership to employees, have your chief executive or human resources representative call us at 800-622-2535 and ask to be connected to Business Development Manager.


*Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CBSI is a registered broker/dealer in all fifty states of the United States of America. The Tennessee Investment Services' Advisors are registered representatives of CUNA Brokerage Services, Inc. The representative may also be a financial institution employee that accepts deposits on behalf of the financial institution.