News Blog from TTCU
5 Essential Practices for Smart Debit Card Users.
Do you feel more comfortable spending the money you know you have? If so, a debit card might be your best option. When you make purchases, it withdraws funds directly from your checking account, so you won’t spend more than you have. Read More.
How Small Daily Expenses Can Erode Your Wealth Over Time.
In this article, we will explore common financial pitfalls that often lead individuals into significant economic hardships. Exploring the most common financial pitfalls precipitating significant economic challenges is crucial for safeguarding financial stability. Read More.


Six Ways to Boost Your Holiday Budget
Are you navigating your holiday shopping list and checking it twice? Holiday expenses can quickly add up, and proactively saving in advance is a smart way to ensure you can shower your loved ones with gifts without accumulating debt. When your budget is tight, and the spirit of generosity is still strong, exploring additional income streams can be a game-changer in achieving your holiday savings goals. In today's economy, many side hustles can help you earn extra funds. Read More.


How to adapt and adjust your budget at every stage of life.
Creating and sticking to a budget is key to building a strong financial foundation. It’s a smart habit that will help you throughout life — after all, many of your financial responsibilities will change over your lifetime. Whether you’re a student, parent, new employee or retiree, check out these tips for how to set and achieve financial goals at any stage of life. Read More.
Get to know credit cards with these 10 credit terms.
Credit cards provide security, convenience, and even rewards based on spending. However, if cardholders don’t manage their cards carefully, they may find themselves facing unwanted consequences like poor credit scores or hidden fees. Read More.
How to Create a Comprehensive Holiday Budget
While the festive spirit encourages generosity, it's crucial to approach holiday spending with a strategic mindset to avoid unnecessary debt. In this article, we'll explore effective ways to budget for the holidays, ensuring that the joy of giving doesn't come at the expense of financial well-being. Read More.


Higher fees could push more Americans into higher-cost alternatives.
Big retailers like Walmart, Target, and Home Depot are pushing for corporate welfare legislation that would be funded by American consumers. They are trying to impose new government mandates on how retailers process credit cards. Although this may seem harmless, it would mean the end of data and fraud protection, rewards programs that consumers use to pay for everyday items like gas and groceries, and the convenience people have come to expect when using a credit card. The credit card routing mandates would eliminate almost all the funding that goes towards popular credit card rewards programs, weaken cybersecurity protections, and reduce access to credit. Read More.


How to Host Thanksgiving Dinner on a Budget.
Thanksgiving, a cherished holiday marked by gratitude and togetherness, often comes with the anticipation of a grand feast. However, the prospect of hosting this celebration can be financially daunting. The good news is that you can indulge in a delicious Thanksgiving meal with some strategic planning and creativity without breaking the bank. This article will explore practical steps to help you enjoy a budget-friendly Thanksgiving feast. Read More.


Learn how to spot online shopping scams and protect your financial security.
As the holiday season approaches, the joy of giving and receiving can sometimes be overshadowed by the rise in online scams and fraud attempts. Scammers become increasingly crafty, preying on the festive spirit and generosity of people. It's essential to stay vigilant and informed to help protect yourself and your loved ones. In this article, we'll explore six crucial tips to help you safeguard your online presence and avoid falling victim to holiday scams. Read More.


Tips to Enjoy the Season Without Breaking the Bank
As the winter holidays approach, the joy of giving and receiving gifts is a tradition that warms hearts around the world. However, for some, the pursuit of holiday cheer can lead to a frosty financial aftermath, leaving you with debt as the new year begins. In this article, we'll explore smart strategies to ensure your holiday season remains a time of celebration, not financial stress. Read More.


Discover Wallet-Friendly Ways to Cheer Your Team to Victory
Whether you're a dedicated fan or just love the electric atmosphere of a live sporting event, the allure of a live sporting event is undeniable. The electrifying atmosphere, the cheers of the crowd, and the sheer excitement make attending a game an unforgettable experience. However, the costs associated with attending such events can be daunting, especially when you're eager to witness a high-profile team with superstar athletes. So, we have created a playbook of seven savvy strategies to help you enjoy the thrill of the game without breaking the bank. Read More.


Budget-Friendly Tips for a Spooktacular Halloween!
As Halloween approaches, the allure of spooky decorations and extravagant costumes can be irresistible. However, the costs associated with this holiday can add up quickly, and no one wants a terrifying bank account balance. Fortunately, there are several strategies to help you celebrate Halloween to the fullest while keeping your budget intact. Read More.
Discover the Common Tactics and Guard Your Finances.
Fraud, a deceptive practice, involves the dishonest pursuit of personal or financial gain, typically at the cost of unsuspecting individuals. Among various fraudulent schemes, imposter scams stand out as the most widespread. In these scams, perpetrators adopt false identities, tricking people into parting with their money or sensitive personal information. This article explores practical strategies to safeguard your assets and personal information from falling into the hands of deceitful individuals. Read More.


8 Vital Steps to Identify Legitimate Websites.
Navigating the online landscape can be daunting, especially given the pervasive presence of scammers and fraudsters. The internet is rife with phishing schemes and scams designed to steal sensitive information for illicit financial gains. Identifying these deceitful attempts requires a discerning eye and knowledge of key indicators of legitimacy. To empower you with the ability to identify legitimate websites, we've curated a comprehensive checklist. Read More.


Start Small, Save Big: A National Savings Day Guide.
Celebrate National Savings Day by taking a proactive step towards securing your financial future. In the face of ongoing economic uncertainty and the toll it takes on mental health, having a robust savings strategy is more critical than ever. Whether you're a seasoned saver or just starting, here are practical steps to bolster your savings.Read More



A Step-by-Step Guide to Identifying and Avoiding Delivery Service Scams.
Scammers employ various tactics to trick you into revealing personal and financial information, often posing as trusted delivery services like the U.S. Postal Service, FedEx, or UPS. They may claim you need to confirm an order or reschedule a failed delivery. However, these notifications are, in all likelihood, a trap. The scammer hopes that you've made so many online purchases that you can't keep track or that you'll assume it's a gift from someone you know. Read More.


Creative Ways to Cut Down Essential Costs.
Managing finances can be challenging, especially when your income barely covers your essential expenses. In such situations, finding innovative ways to save money becomes crucial. While cutting down on discretionary spending is a good start, it's not always enough. This article explores practical strategies to help you reduce your everyday expenses, enabling you to navigate the financial challenges of living paycheck to paycheck. Read More.


Explore practical tips to help you manage your bills efficiently and maintain a positive credit score.
Paying your bills on time is crucial to managing your finances effectively. It ensures financial stability, avoids late fees, and maintains a positive credit score. However, juggling various due dates and amounts can be overwhelming. This article will provide seven practical tips to help you pay your bills on time, stay organized, and reduce financial stress. Read More.



Discover Efficient Strategies to Accelerate Your Student Loan Repayment and Maximize Savings.
Are you looking for effective strategies to expedite the repayment of your student loans while optimizing your financial resources? Look no further, as we present you with five effective methods to pay off your student loans faster and bolster your financial well-being. Read More.


A Simple Solution to Prevent Energy Waste and Reduce Your Expenses.
Small changes can make a big impact on your energy bills. Simple steps, like changing light bulbs and managing hot water usage, can lead to significant savings. Investing in a programmable thermostat, sealing air leaks, and adjusting your water heater temperature can further enhance your home's energy efficiency and financial well-being. Start with a few of these tips and watch your electric bill decrease in the coming months. As you get comfortable with these changes, explore additional energy-efficient upgrades to maximize your savings even more. Read More.
Budgeting 101: Transforming Your Financial Habits
If you are like many Americans, you may find that you are spending more than you're saving and steadily going deeper into debt as a result. This is an easy and common pattern to fall into, and you’ll need some careful planning and discipline to reverse it. Read More.
Discover practical strategies to reduce the risk of credit card fraud and protect your financial security.
While no foolproof method guarantees absolute protection against credit card fraud, specific everyday actions can increase your vulnerability. Here are nine easy ways to enhance your fraud prevention efforts. Read More.


Explore the Benefits of Budgeting and Saving Wisely.
Many people recognize the importance of setting aside a portion of their income, but some may not fully grasp the many benefits of saving money. Cultivating the habit of saving carries numerous advantages, including the ability to cover future expenses, alleviate financial stress, and plan for life's pleasures, among others. In this article, we will explore seven significant ways in which saving money can empower you to lead a more prosperous and fulfilling life. Read More.
Discover how high-yield accounts inspire long-term financial goals and secure your financial future.
While various strategies can assist in nurturing sound financial habits, one particularly effective method is utilizing high-yield interest-bearing accounts, such as high-yield savings accounts or certificates of deposit (CDs). These financial instruments not only provide opportunities for higher returns but also offer incentives for responsible financial behavior, which, in return, encourages the development of enduring financial discipline. Read More.


Essential Tips for Fortifying Your Financial Security.
In 2022, consumers fell victim to text message scams, resulting in a staggering loss exceeding $300 million. The Tennessee Credit Union provides a secure haven for your finances. Still, it is crucial to implement a set of fundamental precautions to shield yourself from the dangerous realm of bank impersonation text scams. This article outlines essential steps to ensure the safety of your finances in the face of text message scams impersonating your financial institution. Read More.


How refinancing can lead to more manageable monthly payments.
Refinancing an auto loan can offer significant financial advantages when executed strategically and under appropriate circumstances. This article delves into the key considerations for determining whether refinancing is the right choice, how to successfully navigate the refinancing process, and strategies to maximize savings through lowered interest rates and monthly payments. Read More.


Shielding Your Finances: A Guide to Secure Online Shopping
In the modern era, online shopping offers a plethora of advantages, including swift delivery, a wide array of choices, and enticing deals. Nonetheless, it's crucial to acknowledge the potential hazards associated with digital transactions. Fortunately, these risks are well-documented, and merchants and financial institutions are typically on the customer's side, ready to assist in cases of fraudulent online activities. This article delves into the well-documented risks inherent in online purchasing and elucidates how customers can safeguard themselves against these challenges. Read More.

Discover Efficient Strategies to Accelerate Your Student Loan Repayment and Maximize Savings.
Are you looking for effective strategies to expedite the repayment of your student loans while optimizing your financial resources? Look no further, as we present you with five effective methods to pay off your student loans faster and bolster your financial well-being. Read More.


How to Balance Debt Repayment and Savings Growth.
If you find yourself burdened by substantial debt, you're not alone. The average consumer carries considerable credit card debt. The predicament of choosing between debt payoff and savings development need not be binary; with a strategic financial organization, you can effectively address both fronts. Here's a comprehensive strategy for both debt reduction and savings growth. Read More.


Aging Gracefully: The Importance of Planning for Life Insurance as You Grow Older
Life insurance serves as a significant investment, offering a means to ensure the financial stability of your family and loved ones in the event of your passing. If you're questioning the worthiness of life insurance, consider the potential impact of your absence on someone else's financial stability. Read More.


Strategic Steps: Handling Debt and Savings with a Plan.
Adopting an organized approach can seamlessly reduce debt and savings growth. Begin by setting clear goals, devising a debt repayment strategy, and proactively contributing to your retirement fund, such as a 401(k). If you find yourself burdened by substantial debt, you're not alone. The average consumer carries considerable credit card debt. The predicament of choosing between debt payoff and savings development need not be binary; with a strategic financial organization, you can effectively address both fronts. Here's a comprehensive strategy for both debt reduction and savings growth. Read More.


Discover the art of budgeting and transform your relationship with money.
Living within your means might seem straightforward, yet many individuals in the United States spend more than they save, often leading to debt accumulation. The positive news is that this predicament is entirely avoidable and can be reversed over time. By implementing strategic planning, diligent expenditure tracking, and appropriate adjustments to your financial outlays, you can confidently embrace a lifestyle that aligns with your goals and aspirations. Read More.


Common Tactics, Red Flags, and Prevention Measures for Six Prominent Banking Scams
In the digital age, the proliferation of scams targeting individuals' bank accounts has reached unprecedented levels. The Better Business Bureau reports a staggering number of scam reports, suggesting an alarming trend that demands immediate attention. While credit card fraud liability is somewhat mitigated by federal law, bank scams present a more intricate challenge for consumers to navigate. Read More.


Discover the Protective Power of Home Insurance for Your Valued Property.
Owning a home comes with a sense of security and pride, but it also entails a substantial investment. Home insurance plays a vital role in providing a financial safety net when unforeseen events disrupt your life. Imagine the devastation caused by a fire, storm, or other unexpected mishaps. These incidents can result in significant damage or even the complete destruction of your home. Read More.
Strategies to Prevent Recurring Credit Card Fraud and Maintain Financial Security
Credit card fraud can be a distressing experience for anyone, but knowing your rights and taking immediate action is crucial to minimize its impact. In this article, we will guide you through the steps to report credit card fraud and proactive measures to protect yourself from future incidents. Read More.
Community and Accessibility: The Beauty of Shared Branch Credit Unions
The primary advantage of a shared branch credit union is the increased accessibility it offers to its members. Typically, credit union members are limited to accessing services only at their credit union branch. However, with shared-branch credit unions, members gain access to a network of interconnected branches. This means that no matter where they are, they can easily walk into any shared branch and conduct various financial transactions. Read More.


Unlock the secrets of budgeting for college students and build a solid financial future.
Preparing for a new year at college is an exciting time, but managing your money is a crucial aspect that shouldn't be overlooked. Developing strong financial habits, like budgeting and living within your means, is especially important during your college years. While it's easy to neglect budgeting with all the academic and social activities, creating and sticking to a budget is essential for your long-term financial success. Read More.


Elevate your life by setting realistic deadlines to help you reach your savings goals.
Saving money is a fundamental pillar of financial stability and prosperity. If you find it challenging to consistently set money aside, implementing savings goals can significantly improve your financial success. Read More.
A Comprehensive Guide to Making Informed Decisions About Refinancing Your Car Loan.
Determining the right time to refinance your car loan can be complex, requiring careful consideration of various factors beyond simply choosing a new lender. Refinancing involves replacing your existing loan with a new one, and this decision should be based on the prevailing market conditions, your financial situation, and the status of your current loan and vehicle. Read More.
Get insights into the versatility of personal loans and how they can help you manage finances effectively.
If you need extra funds for significant expenses or projects, a personal loan could be an ideal solution. Personal loans offer borrowers access to borrowed money that can be utilized for various purposes, such as debt consolidation, home remodeling, emergency expenses, and more. Read More.
Discover Your Best Home Renovation Financing Options
Renovating your home can add value and improve your living space, but financing such projects can be a challenge, especially for larger-scale endeavors. Explore five different financing options to find the perfect fit for your home renovation needs. From home equity loans to credit cards, learn how to turn your dreams into reality with the right financial strategy. Read More.


Effective Strategies to Reduce Your Expenses
Are you looking to save more money? Whether you're aiming to invest in retirement or simply add some extra cushion to your monthly budget, cutting spending is a surefire way to achieve your goals. If you're seeking inspiration on where to start, we've got you covered with these 10 effective ways to cut spending and save more money! Read More.

Essential Vocabulary for Financial Literacy!
Achieving financial literacy requires a thorough understanding of different financial terminology. Initially, these words may appear overwhelming and foreign, but they are an essential language to learn since they are how lenders, banks, and credit card companies communicate about you. Therefore, it is crucial to study and comprehend what they are conveying. A good start is by focusing on the fundamental concepts. Discover these 20 essential terms to enhance your financial literacy vocabulary! Read More.

Building Wealth Made Easy: 5 Paths to Passive Income
Passive income refers to a continuous flow of money that doesn't rely on traditional employment, whether full-time or freelance work. As the term implies, passive income requires minimal or no effort to maintain. It can be a valuable method to generate extra cash flow, whether you're running a side hustle or simply seeking additional income each month. It also gives you an added layer of financial security. Read More.

Unleash the Hidden Potential of Your Home.
A Home Equity Line of Credit, or HELOC, is a type of mortgage that grants you access to funds based on your home's value. If you need help financing a house renovation, paying for school tuition, or other large expenses, A HELOC could be the right option. Similar to how you would use a credit card, you can withdraw funds from a HELOC and choose to repay it in full or some of it on a monthly basis. Read More.

Renting vs. Buying- What is Right for You?
Finding a home is an exciting experience, but is it right for you? There are several factors to consider, such as how long you plan to be at your residence and what works best for your financial situation. To help you decide, visit our Buying vs. Renting Section to learn more. Read More.
That's because of the power of dividends, or "the miracle of compounding." Dividends are similar to interest. It's important to remember most credit unions call the money it pays you for keeping your money on deposit at the credit union a dividend. It's important to remember that not all accounts pay dividends or interest. So shop around and compare the types of accounts that are available. Read More.
Purchasing a car is one of the most important investments you will ever make. Remember always to do your research before you make any decisions. Click here for more car-buying tips: Read More.
Are you at risk of becoming an identity theft victim?
A simple answer to the question "Can you hear me?" could make you a victim of identity theft. If the scammer records your answer of "yes," they could authorize bogus charges on a credit card or a phone bill. Other variations of the scam include asking other yes or no questions, such as "Are you the homeowner?" Read More


What to Look For and How to Protect Yourself and Your Family
The elderly are the fastest-growing segment of our society, and they are also an important part of our country's economy. America's growing older adult population is uniquely vulnerable to a broad range of exploitation and abuse. Financial crimes, in particular, are targeted at older adults with alarming frequency and are all too often successful.
The Federal Bureau of Investigation (FBI) Common Fraud Schemes webpage provides tips on how you can protect yourself and your family from fraud. Read more
5 Tips to Manage Today’s Financial Challenges
While each retiree’s dream might be different, today’s senior citizen typically looks forward to making time for family, hobbies and travel. Today’s rapidly rising prices might cause seniors to put those dreams on hold.It’s understandable why seniors might feel anxious. A recent NFCC and Wells Fargo poll showed that 26% of Americans are more worried about meeting basic household expenses compared to 12 months ago.Read more
Rafael Rondon Selected as President and Chief Executive Officer of The Tennessee Credit Union
The Tennessee Credit Union Board of Directors is pleased to announce the appointment of Rafael Rondon as the next President and Chief Executive Officer of The Tennessee Credit Union.
Mr. Rondon has been in the financial services industry for over 20 years, rising through the ranks throughout his career from Branch Manager to most recently serving as President and Chief Executive Officer of Xplore Federal Credit Union in New Orleans, Louisiana. He possesses a Bachelor of Business Administration in finance from Florida International University and a Master of Business Administration from Nova Southeastern University. Throughout his career, Rafael has been a proven leader and motivator and we are thrilled to have him on board beginning April 18, 2022, at The Tennessee Credit Union.
When asked about his new position Mr. Rondon said, “I am humbled and excited to be joining The Tennessee Credit Union as the new CEO. Mike has built an impressive legacy and I am excited to continue it and the continued growth of the credit union.”
Rafael Rondon is succeeding Michael D. Martin, who will be retiring on April 15, 2022, after almost 40 years of service to the Credit Union.
“We are beyond excited to have Rafael join us at The Tennessee Credit Union. He will be a great addition to the team, and we are thrilled to have him joining us. We are sad to lose Mike, but wish him a happy and healthy retirement,” said Mr. Gerald Martin, Chairman of the Board.
The internet has been called the information superhighway. But with scammers, hackers, and other bad guys trying to steal your personal information online, it’s a good idea to know how to lock down your devices, network, and information. That way, your passwords, Social Security number, or account numbers don’t go speeding along the superhighway to the scammers.
Secure Your Accounts
Once your computer, tablet, and phone are secure, next take steps to protect your accounts — particularly those with personal information, like your bank, email, and social media accounts.
Create and use strong passwords
That means at least 12 characters. Making a password longer is generally the easiest way to increase its strength. Consider using a passphrase of random words so that your password is more memorable, but avoid using common words or phrases. For more tips, check out this Password Checklist.
Use multi-factor authentication
Some accounts offer extra security by requiring two or more credentials to log in to your account. This is called multi-factor authentication. These additional credentials fall into two categories:
- Something you have, like a passcode you get via an authentication app or a security key.
- Something you are, like a scan of your fingerprint, your retina, or your face.
Multi-factor authentication makes it harder for scammers to log in to your accounts if they do get your username and password.
Choose security questions only you know the answer to
Many security questions ask for answers to information available in public records or online. So, when you can, avoid questions like your zip code, mother’s maiden name, and birth place. And avoid using questions with a limited number of responses that attackers can easily guess — like the color of your first car. You can even put in random answers to make guessing more difficult. If you do that, though, you’ll have to remember the answers you use.
For the full article, visit the Federal Trade Commission by CLICKING HERE. Published May 2021.


5 Ways to Make Money Resolutions That Stick
With the start of a new year comes new resolutions. Just as we start to transition into the coming year, we get asked the question, "What is your New Year's goal for this year?" It may seem overwhelming to know where to begin. This guide will help you break down step by step what you want to accomplish and how to achieve your goals. As a way to ease your stress and worries, these five tips will help you make the commitment to your financial health possible. Read more
For questions on how to start a membership with TTCU contact us at 800-622-2535 or email us at memberservices@ttcu.org.
TTCU Waverly Flood Relief
The damage and destruction caused by the recent flooding in Dickson, Hickman, Houston, and Humphreys counties, specifically the City of Waverly, is devastating. As a credit union centered around “people helping people”, TTCU's staff jumped quickly at the opportunity to help those affected.
The employees of The Tennessee Credit Union, along with our organization, have matched funds raising $4,900 for the Waverly flood relief. Our Credit Union has a history of building relationships with educators and their communities. With their efforts, our employees have chosen to support Waverly Elementary School and Waverly Junior High School.
While we are proud of our efforts, we know there is still work to be done in our local communities. For more ways to help, click here: Waverly Efforts
5 Smart Ways to Use Your Stimulus Check
As part of the COVID-19 Relief Package, the U.S. government is issuing stimulus checks to many households in an effort to boost the economy and help individuals deal with the financial impact of the global pandemic. The third round of stimulus relief has passed providing some much-needed relief to Americans. Use this infographic to find out the five ways you can best leverage your funds. Read more
Members are encouraged to use online banking or telephone banking to monitor accounts. Members who have questions on their stimulus check current status please visit: https://www.irs.gov/coronavirus/get-my-payment
ATTENTION: Apple iPad Users
The TTCU App for iPad will be discontinued on July 1, 2020. Members will still be able to log into their TTCU accounts using their device’s mobile browser and logging into online banking through ttcu.org.
This discontinuation is due to new Apple requirements involving architectural changes in the app. If you have the TTCU App for iPad, the app will continue to work but will not perform required updates for key features and security upgrades. We encourage members using an iPad to please sign into their online banking through ttcu.org to assure the most up-to-date version of the software.
For assistance with signing into your account, please call Member Services at 800-622-2535 or email memberservices@ttcu.org.


COVID-19 SCAMS TO AVOID
Scammers are experts at frequently shifting tactics and changing their messages to catch their victims off guard. This is especially true as they take advantage of anxieties related to the Coronavirus. Here’s are some of the ways fraudsters are trying to take advantage:
Government Check Scams
As Stimulus checks begin to arrive, scammers are taking advantage of the confusion and anxiety around this new process to trick people into handing over their bank account information. They may call pretending to be from the government or your credit union, asking you to verify your bank account for quick delivery of your check, or they might claim to have early access to the checks and offer to deposit the money into your account if you hand over your financial information. The government nor your financial institution will charge a fee to provide you with your stimulus check at a faster expectancy. Keep in mind that the government will NOT ask for personal information including SSN, your bank account information, or your credit card number. Do not share your sensitive information with anyone that you do not know and trust.
COVID-19 Testing and Treatment Scams
With disinfectant, sanitizing, and protective supplies running low, scammers are taking advantage of this industry and creating fake websites and Facebook Marketplace pages to sell fake products in hopes that you buy them. The funds are received and the products are never delivered. Some fake websites are also claiming to have access to at-home COVID-19 test kits or experimental treatment. At this time, there are NO treatments or test kits approved by the FDA for home use. Be wary of ordering supplies online from individuals and unfamiliar retailers.
Medical Emergency Scams
Medical Emergency Scammers will tell you themselves, their child, or their family member in the hospital for a life-threatening ailment and they cannot afford the treatment or bill. This scam is becoming more prevalent with the recent pandemic outbreaks. Be vigilant, confirm the caller, reach out to others who communicate with that person frequently, ask questions that are personal that only you and the loved one would know the answer to.
Fake Charity Scams
During crisis, communities are often eager to help those in need. Scammers know this and will create fake yet similar-sounding names of well-known charities and websites of real charities to steal donations. Make your donation count by doing some research before giving, and always pay with a credit card. Money taken by scammers results in fewer donations to help those in need.
Fake Emails, Texts, and Phishing Scams
The overwhelming amount of news coverage surrounding the coronavirus has created a new danger — email, text, phishing attacks looking to exploit public fears about the sometimes-deadly virus. These files are typically sent via email and often result in the download of a trojan virus that will corrupt your computer and steal sensitive information. Be cautious when opening emails – do not open attachments or links unless you were expecting to receive the message from a familiar sender. Scammers will also use texts and phishing emails to get access to your computer or network. If you click on a link, they can install ransomware or other programs that can lock you out of your data. Scammers often use familiar company names or pretend to be someone you know. Protect your computer by keeping your security software up to date, creating strong passwords, and backing up your data.
Tips to Avoid Fraud:
- Keep your account information up-to-date for your security
- Avoid answering robocalls and calls, text, and emails that seem suspicious
- Do not click on links from unknown emails and texts
- Ignore online offers for home testing kits and vaccinations
- Research before you donate
- Stay in the know about Coronavirus Scams
TTCU THE FRAUD DEPARTMENT AT THE TENNESSEE CREDIT UNION
615-242-6232 OR 800-338-1904
During our 2019 Season of Giving, The Tennessee Credit Union had tasked each of our branches with partnering with local organizations to facilitate donation drives and fundraising opportunities!
Our Bellevue Branch selected four organizations making a difference in their community to support with charitable donations!
- American Red Cross-Disaster Recovery https://www.redcross.org
- The American Red Cross prevents and alleviates human suffering in the face of emergencies by mobilizing the power of volunteers and the generosity of donors. The Disaster Recovery Program steps in after the emergency phase of response has been completed. American Red Cross-Disaster Recovery helps people recover and address lingering community needs.
- Fifty Forward to benefit the J.L. Turner Center in Bellevue https://fiftyforward.org
- The goal of FiftyForward is to assist Adults 50+ in Middle Tennessee to live longer, more fulfilling lives through innovative programs and services. Committed and compassionate staff, volunteers and partners form a powerful leadership team positively impacting older adults, their families, and the community.
- Room In The Inn https://www.roomintheinn.org
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- The mission of Room In The Inn is to provide programs that emphasize human development and recovery through education, self-help, and work, centered in community and long term support for those who call the streets of Nashville home. Room In The Inn serves a homeless population of over 500 a day!
- Nashville Humane Association https://nashvillehumane.org
- Nashville Humane is committed to promoting humane education, controlling pet overpopulation and finding responsible homes for the homeless and adoptable pet community in Nashville and throughout Tennessee.


On May 16th, we had the privilege of meeting with the Metropolitan Nashville Retired Teachers Association (MNRTA) as they awarded the McDonough Scholarship on behalf of TTCU for $1000.00 to Darius Adams of Whites Creek High School. Darius will be attending Tennessee State University in the fall to study Music Education. He aspires to be a music director and educator in the arts and share his love of the language of music with many. Congrats to Darius and a huge thank you to MNRTA who continue to support our Davidson and Shelby county public educations systems!
The McDonough Scholarship is a $1000.00 scholarship awarded in the name of Mr. McDonough, a former TTCU Board Member and past president of the MNRTA. This scholarship is provided to an accomplished student pursuing higher education in the field of education. The MNRTA selects a panel to judge applicant qualifications based on merit and recommendations provided by school counselors.
Photographed (from left): Mikaila Hirchert (TTCU Marketing Director), Deborah Rowland (MNRTA President),
Darius Adams (Scholarship Recipient of Whites Creek High School), and Jeanitra Anderson (Whites Creek High School Counselor)


TTCU Bellevue Branch Celebrates Teachers!
Happy Teacher Appreciation Day!
Christy Jackson, Educator Extraordinaire, with Gower Elementary is shown holding delicious doughnuts delivered to the staff by Bellevue Branch Manager, Lisa Carlisle.
Thanks to all the hardworking staff at Gower! We appreciate you all!


On March 19, members attended the TTCU annual membership meeting at its Main Branch at 1400 8th Avenue South in Nashville.
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On Monday, Feb. 4, TTCU rolls out a new color scheme and updated logo on our mobile app. This affects no mobile banking features or functionality; it is only a cosmetic change.
Read More »AdvisoryHQ’s 2018 Ranking of the 7 Best Banks and Credit Unions in Nashville provides a roadmap of the financial institutions you should know about. It touches on what makes them worth considering.
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Mark your calendar and plan to attend! Saturday, Feb. 2-Sunday, Mar. 3, 2019 at Cheekwood (Nashville).
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TTCU members and employees responded enthusiastically and generously with monetary support for our fundraising activities to benefit Children’s Miracle Network Hospitals in Tennessee.
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It was a beautiful day on Saturday, Nov. 3 in Nashville to join with others to support this important and worthy American Cancer Society cause.
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The Tennessee Credit Union hosted a Grand Opening & Ribbon Cutting on October 18, 2018 to celebrate its new branch located in Bellevue, TN. Throughout the day more than 200 guests, members and local residents were greeted by TTCU employees representing each of our Middle TN locations. Delicious food stations, hourly Visa gift card drawings, a Certificate special and great giveaways created a celebratory mood.
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TTCU wil host an all-day event on Thursday, October 18 to celebrate the grand opening of its newest branch, located at 7527 Highway 70 South, Nashville (Bellevue), TN. If you are in the neighborhood, stop by and visit with us.


On Monday, Oct. 1, TTCU will open a new branch at 7527 Highway 70 South, Nashville (Bellevue), TN 37221.
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TTCU begins an advertising campaign and sponsorship of the program, Tennessee Crossroads, which is a production of Nashville Public Television and is shown on PBS stations across the state, including all the communities near our TTCU branch locations in Middle and Eastern Tennessee. We at TTCU and PBS/NPT have similar missions in that we strongly support community involvement and education-related programs that make a difference in Tennessee.
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TTCU unveils its new refreshed logo design and launches its new mobile-compatible website. Enjoy our website's new content, new features, expanded functionality and improved navigation.
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Don't be surprised if you visit one of our branches on Friday, August 31 and find a gathering of enthusiastic college alumni supporting their schools. Wear your school colors on Friday and join the fun!
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CUNA Brokerage Services, Inc. and The Tennessee Credit Union are celebrating a 30-year partnership today. Todd Edlgin of CUNA Brokerage Services, Inc. presented Michael Martin, TTCU’s President/CEO with an award of recognition for this milestone.
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TTCU is proud to partner with Cheekwood as lead sponsor the Middle Tennessee Scholastic Art Awards, one of the oldest and most prestigious student art competitions in the country.
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Our student interns are ready to begin work at the in-school TTCU branch at Antioch High School in Antioch, Tennessee in August. Congratulations to the talented students who just 'graduated' from five weeks of summer training at the credit union.
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