The Tennessee Credit Union
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Home Sweet Home

Whether you are a First-Time Homebuyer or looking to Refinance your home, The Tennessee Credit Union is here to help you achieve your homeownership goals. TTCU’s wide variety of products paired with historically low-interest rates and individualized service can help you into the home of your dreams.

Conventional Mortgage

Fixed-Rate Products

Adjustable-Rate Mortgage (ARM) Government Loans
  • Available with up to 30-year financing
  • With as little as a 5% down payment
  • In-house maintenance on select mortgages
  • Currently Offering 5/1, 7/1 & 10/1 products
    • A fixed-rate for the first 5, 7 or 10 years, respectively. After the initial term expires, your interest rate can adjust up or down annually, depending on market changes
    • No Mortgage Insurance with a 10% down payment
  • FHA Loans
  • VA Loans
  • USDA Loans
  • THDA Loans­

Ready to Apply?

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes!

  1. Click "Apply Now" and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. A TTCU Loan Officer will follow up to answer your questions.

We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.

Our goal is to provide the highest level of service. Our Loan Officers are only a phone call away if you need help. Contact us at 615-244-1910.