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Credit Card - Visa Platinum

GREAT Balance Transfer Offer Going On NOW!

Just in time to pay those Back-to-School expenses, it’s TTCU to the rescue! 

Did you find that back-to-school expenses exceeded your expectations? Perhaps you opened retail or store credit cards and are now paying a lot in interest.  Or do you just have a number of credit cards that can't equal the great rate TTCU is offering.  Here is good news for you!

Members can get a great rate of 2.99% APR* for 12 months on qualifying balance transfers made between September 1, 2017-October 31, 2017. This offer applies to both new credit card accounts and existing TTCU Visa accounts, as long as the balance transfer comes from non-TTCU sources.  TTCU accounts or loans may not be paid by this balance transfer.  Transfer your high-rate balances from other cards and SAVE!

There is nothing more important in a credit card than the amount of money it will cost you to actually use the card.   TTCU's Visa has NO ANNUAL FEE & NO BALANCE TRANSFER FEES!

Interested?  Apply today!

 

Already a Member? Sign on to Online Banking and, once there, look for the "Apply for a Loan" tab (see image below) - then select your loan type (Credit Card for Webloan) from the drop-down menu and click APPLY.


Or click a box below to get started:
  

             


Balance Transfer Form

To transfer balances, complete the Balance Transfer Request below to get started or visit a branch.   This form is in the PDF format.  To submit the information, please print and complete and fax to our credit card department at (615) 780-7764 or return to your local branch.   Download a Balance Transfer Request





With our TTCU Visa Platinum, you receive around-the-clock fraud protection, 24-hour toll-free customer service, and an annual account summary for your records. The TTCU Visa Platinum is accepted at over 15 million locations – wherever you see the Visa logo. You can also get instant cash at over 450,000 Visa/Plus ATMs worldwide! And, the TTCU Visa Platinum comes standard with these great benefits:
• Auto Rental Insurance
• Warranty Registration
• Warranty Protection
• Extended Service Agreements
• Travel and Emergency Assistance
• Travel Accident Insurance 

*This introductory Annual Percentage Rate (APR) is current as of 09/01/2017 and is based on credit qualifications. The 2.99% APR applies only to balance transfers made with the TTCU Visa credit card for 12 months from the date of the first qualifying transfer (which must be made between 09/01/2017 and 10/31/2017); thereafter, the standard rate for purchases applies. After the expiration of this introductory APR, the remaining unpaid portion of the original balance transfer request will be subject to your normal variable APR, which will range from 10.15% to 17.75% APR. Variable rate is based on the Prime rate as disclosed in The Wall Street Journal plus or minus a margin based on your credit history. This offer applies to new and existing credit card accounts at TTCU; the total amount of your balance transfer request cannot exceed your available credit line. No minimum balance transfer amount is required. The introductory 2.99% APR does not apply to purchases or cash advances and does not apply to existing balances on any The Tennessee Credit Union credit card, loan or account. Introductory rates are offered for a limited time and may be withdrawn or changed at any time without notice. Other restrictions may apply. Membership with The Tennessee Credit Union is required to obtain a credit card.


Toll Free Number to Report Lost or Stolen TTCU Debit and Credit Cards:  800-449-7728.
To dispute a charge on your TTCU Visa or MasterCard,
click here to complete our inquiry form. 


Balance Transfer Form

To transfer balances, complete the Balance Transfer Request below to get started or visit a branch.   This form is in the PDF format.  To submit the information, please print and complete and fax to our credit card department at (615) 780-7764 or return to your local branch.   Download a Balance Transfer Request


Design Your Own Credit Card 

Whether you want to show everyone your favorite, cherished moments or you just want to be unique, your TTCU Visa Platinum gives you the flexibility to design your own card!

Simply select a favorite digital image – family pet, friends, special event, vacation photo, etc. – then visit Online Banking to access the 'Design Your Own Card' website. It’s quick and easy and the cost is only $10. 
Here is all you do:

•  Log into Online Banking.
•  At the Welcome Screen choose eDocuments/Online Forms, select eDocuments
• 
Click on the image of the credit card at the right side of screen
• 
Log in or set up new account
• 
On the account home page choose Services/Design Your own CC
•  Type 
your zip code
•  Choose which cardholder
• 
At the Design page choose Upload Your own Image of Choose from Catalog
• 
Read Guidelines
• 
Card costs $10. 
  


CU Rewards

Earn points with every dollar you charge.  Redeem points for travel, electronics, housewares, sporting goods, and much more. Click here to go to the CU Rewards website! 


Magic Minute Shopping Spree

Thousands of items and 60 seconds to grab ALL you can!

Contest runs June 19-September 24, 2017

Use your credit union Rewards credit card three times a week to qualify for a chance to win an all-expense paid trip to Chicago and a 60-second shopping spree in a CU Rewards Warehouse. 
Visit cumagicminute.com for details.  No purchase necessary to enter or win.


Visa® Purchase Alerts Available!




With free Visa® Purchase Alerts you can receive near real-time alert notifications on purchase transactions made with The Tennessee Credit Union Visa Platinum credit card. You can monitor your account activity from wherever you are and quickly notify us* of anything suspicious.  Visa Purchase Alerts allow you to receive text messages or email notifications whenever your card is used, providing you with added control and safeguards.

Alert Benefits

• Keep your account secure by getting alerts for transactions in real-time so you can immediately identify potential fraudulent activity.
• Control. Take an active role to track spending and stay on top of account balances.
• Select from available criteria and decide what activity you wish to receive an alert.  Visa Purchase Alerts include: Reaching a purchase amount threshold; International transactions; Transactions made without the card such as telephone or Internet orders. 

Enrolling is easy. Here is all you have to do:

Click here  to log in. Or cut & paste this link into your browser (usa.visa.com/pay-with-visa/featured-technologies/purchase-alerts.html). You will first need to check the eligibility of the card by entering the first nine digits on the card. If the card is eligible, you will need to create an account.
• Register your email address. During the registration of the email address, a verification email with a code will be sent to you. That code needs to be entered to confirm the email address. All card information will then need to be entered and you must agree to the terms and conditions.
• You can then choose the alerts you would like to enroll in; options include international purchases, purchases reaching an amount threshold, and purchases made on the internet.

To view Frequently Asked Questions, click here.   To view screens you will see as you work through the registration process, click here.



Important Information if you are traveling out of the USA:
If you are planning to use your TTCU credit or debit card on a trip outside the U.S., please contact us at 800-622-2535 at least 3 days prior to your departure.  We have measures in place to safeguard your card from fraud and help ensure you continue your ability to conduct safe and uninterrupted transactions on your trip. 

Visa Platinum Credit Card Agreement
If you prefer, you may call 1.800.622.2535 or by email to request a copy of this agreement.

Automatic Credit Card Payment Form

Balance Transfer Request  

Blocked Countries List  

Cardholder Transaction Dispute Form