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 Credit Card - Visa Platinum


Our TTCU Visa Platinum is probably the only credit card you will ever need and it's the right credit card to have if you like to earn rewards for your loyalty.  There’s never an annual fee and the TTCU Visa Platinum features a low, competitive rate.  You receive around-the-clock fraud protection, 24-hour toll-free customer service, and an annual account summary for your records.
The TTCU Visa Platinum is accepted at over 15 million locations – wherever you see the Visa logo.  You can also get instant cash at over 450,000 Visa/Plus ATMs worldwide!  And, the TTCU Visa Platinum comes standard with these great benefits: 
    •  Auto Rental Insurance 
    •  Warranty Registration 
    •  Warranty Protection 
    •  Extended Service Agreements 
    •  Travel and Emergency Assistance 
    •  Travel Accident Insurance

*Annual Percentage Rate (APR) current as of 9/1/2016 and based upon credit qualifications. All rates and terms are subject to change.  With CURewards, earn one point for every dollar spent.  Membership with The Tennessee Credit Union is required to obtain a credit card account.

Toll Free Number to Report Lost or Stolen TTCU Debit and Credit Cards:  (800) 449-7728. 
To dispute a charge on your TTCU Visa or MasterCard, click here to complete our inquiry form.

To Apply for a TTCU Visa Credit Card, click one of the boxes below:  




 To transfer balances, complete the Balance Transfer Request below to get started.   This form is in the PDF format.  To submit the information, please print and complete and fax to our credit card department at (615) 780-7764 or return to your local branch. 

Download a Balance Transfer Request

Design Your Own Credit Card





Whether you want to show everyone your favorite, cherished moments or you just want to be unique, your TTCU Visa Platinum gives you the flexibility to design your own card!

Simply select a favorite digital image – family pet, the kids, special event, vacation photo, etc. – then visit our Smart Branch home banking site to access the Design Your Own Card website. It’s quick and easy and the cost is only $10.00.  Here is all you need to do:

•  Log into Smart Branch
•  At the Welcome Screen choose eDocuments/Online Forms
Choose eDocuments
Click on the image of the credit card at the right side of screen
Log in or set up new account
On the account home page choose "Services"/Design Your own CC
Put in your zip code
•  Choose which cardholder
At the Design page choose Upload Your own Image of Choose from Catalog
Read Guidelines
Cards cost $10.00

    CU Rewards

    Earn points with every dollar you charge.  Redeem points for travel, electronics, housewares, sporting goods, and much more. 

    Click here to go to the CU Rewards website! 

    Important Information if you are traveling out of the U.S.A:
    If you are planning to use your TTCU credit or debit card on a trip outside the U.S., please contact us at 800-622-2535 at least 3 days prior to your departure.  We have measures in place to safeguard your card from fraud and help ensure you continue your ability to conduct safe and uninterrupted transactions on your trip. 

    Visa Platinum Credit Card Agreement
    If you prefer you may call 1.800.622.2535 or by email to request a copy of this agreement.
  • Automatic Credit Card Payment Form

    Balance Transfer Request  

    Blocked Countries List










  • Visa Purchase Alerts

    With free Visa® Purchase Alerts you can receive near real-time alert notifications on purchase transactions made with The Tennessee Credit Union Visa Platinum credit card. You can monitor your account activity from wherever you are and quickly notify us* of anything suspicious. Visa Purchase Alerts allow you to receive text messages or email notifications whenever your card is used, providing you with added control and safeguards.

    • Keep your account secure by getting alerts for transactions in near real-time so you can immediately identify potential fraudulent activity.
    • Control. Take an active role to track spending and stay on top of account balances.
    • Select from available criteria and decide what activity you wish to receive an alert.

    Learn more and find out how to register.