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Credit Card - TTCU Visa Platinum

There is nothing more important in a credit card than the amount of money it will cost you to actually use the card. TTCU's Visa has NO ANNUAL FEE & NO BALANCE TRANSFER FEES!

It's one of the best cards around!  Our TTCU Visa Platinum may be the only credit card you need.   

    •  No Annual Fees 
    •  No Balance Transfer Fees 
    •  Low Rates*
    •  CU Rewards Points 

Interested?  Apply today!

Members can also access the TTCU Mobile App and click on "Loan Apply" at the bottom of the log on screen.  Or, sign on to Online Banking and look for the "Apply for a Loan" tab - then select your loan type (Credit Card) from the drop-down menu and click APPLY.

With our TTCU Visa Platinum, you receive around-the-clock fraud protection, 24-hour toll-free customer service, and an annual account summary for your records. The TTCU Visa Platinum is accepted at over 15 million locations – wherever you see the Visa logo. You can also get instant cash at over 450,000 Visa/Plus ATMs worldwide! And, the TTCU Visa Platinum comes standard with these great benefits:

» Auto Rental Insurance
» Warranty Registration
» Warranty Protection
» Extended Service Agreements
» Travel and Emergency Assistance
» Travel Accident Insurance 

Certain restrictions, limitations and exclusions may apply. Please refer to your Guide to Benefits to confirm specific coverage levels or call Visa Services at 800-847-2911. Follow the menu-driven prompts to reach a Visa representative to discuss 'Other Benefits.'

*The variable Annual Percentage Rate (APR) for the TTCU Visa Platinum is as low as 10.90% APR, as of 7/1/2018, and is subject to change without notice. The variable rate is based on the Prime rate as disclosed in The Wall Street Journal plus or minus a margin based on your credit history. Rate is subject to individual credit approval and credit history. Not all applicants will qualify for the lowest rate. Maximum APR is 18.0% APR.  Other restrictions may apply. Membership with The Tennessee Credit Union is required to obtain a credit card.

Toll Free Number to Report Lost or Stolen TTCU Debit and Credit Cards:  800-449-7728.
To dispute a charge on your TTCU Visa or MasterCard, click here to complete our inquiry form. 

Design Your Own Credit Card

Whether you want to show everyone your favorite, cherished moments or you just want to be unique, your TTCU Visa Platinum gives you the flexibility to design your own card!

Simply select a favorite digital image – family pet, friends, special event, vacation photo, etc. – then visit Online Banking to access the 'Design Your Own Card' website. It’s quick and easy and the cost is only $10. 
Here is all you do:

•  Log in to Online Banking.
•  At the Welcome Screen choose eDocuments/Online Forms, select eDocuments 
•  Click on the image of the credit card at the right side of screen
Log in or set up new account
On the account home page choose Services/Design Your own CC
•  Type 
your zip code
•  Choose which cardholder
At the Design page choose Upload Your own Image of Choose from Catalog
Read Guidelines

 Card costs $10.

Visa Purchase Alerts

With free Visa® Purchase Alerts you can receive near real-time alert notifications on purchase transactions made with The Tennessee Credit Union Visa Platinum credit card. You can monitor your account activity from wherever you are and quickly notify us* of anything suspicious.  Visa Purchase Alerts allow you to receive text messages or email notifications whenever your card is used, providing you with added control and safeguards.

Alert Benefits

• Keep your account secure by getting alerts for transactions in real-time so you can immediately identify potential fraudulent activity.

• Control. Take an active role to track spending and stay on top of account balances.

• Select from available criteria and decide what activity you wish to receive an alert.  Visa Purchase Alerts include: Reaching a purchase amount threshold; International transactions; Transactions made without the card such as telephone or Internet orders.

Enrolling is easy. Here is all you have to do:

• Click here to log in. Or cut & paste this link into your browser ( You will first need to check the eligibility of the card by entering the first nine digits on the card. If the card is eligible, you will need to create an account.

• Register your email address. During the registration of the email address, a verification email with a code will be sent to you. That code needs to be entered to confirm the email address. All card information will then need to be entered and you must agree to the terms and conditions.

• You can then choose the alerts you would like to enroll in; options include international purchases, purchases reaching an amount threshold, and purchases made on the internet.

To view Frequently Asked Questions, click here.

To view screens you will see as you work through the registration process, click here.

Important Information if you are traveling out of the USA:

If you are planning to use your TTCU credit or debit card on a trip outside the U.S., please contact us at 800-622-2535 at least 3 days prior to your departure.  We have measures in place to safeguard your card from fraud and help ensure you continue your ability to conduct safe and uninterrupted transactions on your trip. 

NOTE: It is our policy that all credit and debit cards are blocked from use when out of country unless the member contacts TTCU.  

Automatic Credit Card Payment Form  



Balance Transfer Request

Cardholder Transaction Dispute Form  - If you prefer, you may call 1.800.622.2535 or by email

Visa Platinum Credit Card Agreement




















Balance Transfer Form

To transfer balances, click here to complete our online form.

If you prefer a paper form, click on the Balance Transfer Request link below to get started or visit a branch.  This form is in the PDF format.  To submit the information, please print and complete and return to your local branch or mail to: The Tennessee Credit Union, P.O. Box 22881, Nashville, TN 37202-2881.  

Download a Balance Transfer Request now.

CU Rewards

Earn points for every dollar you charge.  Redeem points for travel, electronics, sporting goods, and much more!  Click here to be directed to the CU Rewards website.


Toll Free Number to Report Lost or Stolen TTCU Debit and Credit Cards:  800-449-7728.

To dispute a charge on your TTCU Visa or MasterCard,
click here to complete our inquiry form.