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Auto Loans

 » Auto Loans Driver’s Advantage

Get a Great Auto Loan from TTCU.

Customize your auto loan to suit your needs, including:

- Select a specific term or payment amount 
- Defer your first payment up to 90 days‡
- Opt in for our Payment Protection coverage
- Include our Route 66 Extended Warranty or GAP coverage 

Interested? Ready to Apply?

Visit any TTCU branch to apply or click the "I want to Apply Now for a Loan" button below.  


Members can also access the TTCU Mobile App and click on "Loan Apply" at the bottom of the log on screen.  Or access Online Banking and look for the "Apply for a Loan" tab - then select your loan type from the drop-down menu and click APPLY.

Questions?  Please contact our Member Service Representatives at 800-622-2535 and ask to speak with a loan specialist (Mon.-Thurs. 8:00 am-5:00 pm; Friday 8:00 am-6:00 pm - Central Time).  We would be happy to assist you.


‡A 90-day deferral of the first payment is an option available on all auto loans. Deferring a payment will delay the payoff of your loan and result in additional finance charges if you only make minimum payments. The 90-day deferral program is subject to change at any time. Rate and terms are based on evaluation of applicant’s creditworthiness, so your rate may differ. Not all applicants will qualify for the lowest rate. Other restrictions may apply. Membership with The Tennessee Credit Union is required to obtain a loan.  



Auto Loan Refinancing

We finance both new and used autos, trucks, boats, and recreational vehicles. Interest is charged on a declining balance for all loans from The Tennessee Credit Union, and there are never pre-payment penalties. You can even earn a preferred rate of interest by signing up for payroll deduction or automatic payments.  To apply, click on "I want to Apply Now for a Loanbutton above.    

Route 66 Extended Warranty Program

The Route 66 Extended Warranty provides the most comprehensive coverage you will find and provides coverage for virtually any make and model of automobile, so you are able to enjoy your new purchase and have peace of mind knowing you are protected from mechanical breakdown worries.  Get Details Here

Payment Protection Program

With our Payment Protection Program, you can ensure your family will not have the financial burden of continuing to make loan payments if, due to injury or death, you are unable to do so.  None of us can predict the future or the unexpected, but we can plan for it.  Get Details Here

Car Buying Resources

Carvana Used Car Sales

Carvana's goal is to revolutionize the car buying industry and make the process of buying a car as easy, stress free, and transparent as possible.  Learn more about our partnership with Carvana; visit the webpage to shop for your next vehicle.

Driver’s Advantage

Check out our Driver’s Advantage® Program where you can get Credit Union financing right at the Dealership!



TrueCar Member Showroom

See how much you can save on your next new or used vehicle by using our Free Car Buying Service.