Personal Line of Credit
A TTCU Personal Line of Credit (Select Line) is a loan that works like a revolving account with an approved limit. Once part or all of the loan is used and paid back, it is available again without re-application. A line of credit means convenience.
* Extra funds when you need them
* Freedom from overdraft fees
* No application fee
* No fees for advances or transfers
* Line amounts starting at $500
Get peace of mind by adding a personal line of credit* to your checking account. With a line of credit, you are covered when you write a check for more than your account balance. Apply just once and when you’re set up, you’re in charge from then on. Payments can be made automatically through Payroll Deduction.
Interested? Ready to Apply?
Visit any TTCU branch to apply or click the "I want to Apply Now for a Loan" button below, then select "Personal Line of Credit" from the loan option list you will see.
Members can also access the TTCU Mobile App and click on "Loan Apply" at the bottom of the log on screen.
Or access Online Banking and look for the "Apply for a Loan" tab - then select your loan type from the drop-down menu and click APPLY.
Questions? Please contact our Member Service Representatives at 800-622-2535 and ask to speak with a loan specialist (Mon.-Thurs. 8:00 am-5:00 pm; Friday 8:00 am-6:00 pm - Central Time). We would be happy to assist you.
*A Personal Line of Credit is a loan and is subject to individual credit approval. Rate and term are based on evaluation of applicant's creditworthiness. Other restrictions may apply. Membership with TTCU is required to obtain a loan.
Tie your Share Account to your Checking Account
You may also choose to tie your share or savings account to your checking to automatically transfer funds to cover any overdraft. There is no charge for this service.
Contact your branch to have this protection activated or click here to log on to Online Banking and, under 'Account Services,' go to Overdraft Protection and select the account from where the funds are to be transferred.