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No one is a stranger to an occasional tight financial month or feeling the pressure of holiday costs.  Our Skip-a-Payment program* allows you to skip either your November or December 2017 loan payment for a $35 processing fee. 

Here's all you have to do:

 1. Complete the Skip-a-Payment agreement and return to us at The Tennessee Credit Union, P.O. Box 22881, Nashville, TN 37202. The agreement must be signed by the member/borrower and any co-borrowers/co-signers on the loan.
 2. There is a processing fee of $35 for each loan on which you choose to skip a payment. Please include a check along with the agreement, or you may have it deducted from your TTCU checking or savings account.    
 3. The agreement form must be received at least 3 business days before payment is due.

Download the PDF, complete, sign, print and mail to The Tennessee Credit Union | P.O. Box 22881 | Nashville, TN 37202 OR drop the form off at any branch office.  Form must be received at least 3 business days before payment is due.

Skip-a-Payment Agreement

For additional details or questions, please contact your local branch or call TTCU Member Services at 800-622-2535.

Qualifications & Terms
Skip-a-Payment Qualifications:
• All TTCU accounts must be current and in good standing. 
• Mortgage loans, home equity loans and credit card payments are not eligible.
• Any collateralized loan with an active SWBC policy is not eligible.
• Any loan that has been extended once in the last 6 months or twice in the last 12 months is not eligible.
• Loan must be open for at least 6 months.
• You must have paid at least 6 consecutive months on time.
• Delinquent loans are not eligible.

*Skip-a-Payment Terms: I understand there is a $35 processing fee for each loan skipped. The processing fee does not reduce the principal balance. I understand that interest will continue to accrue on the outstanding balance and may result in higher total finance charges on my loan and will extend the term of my loan. I understand if my loan payment is made through payroll deduction, the payment will be deposited to my regular savings account or other TTCU account designated by me for any excess. I understand if my payment is made by automatic debit from another financial institution that it will be stopped for the month I am skipping and that it will be reinstated for the following month provided this request is received by TTCU at least 3 business days before the loan payment is due. I understand if the correct fee amount is not enclosed or if I do not have sufficient funds in my TTCU account designated by me for payment of the fee that this request will not be processed. All borrowers agree to the above terms and all borrowers must sign.