The Tennessee Credit Union
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Savings Rates

Shares Rate Schedule
Effective Date: October 19, 2018
Dividend RateAnnual Percentage YieldMinimum to OpenMinimum to Earn Dividends*
Share Savings
0.15% 0.15% $25.00 $250.00
Summer Fun
0.10% 0.10% $0.00 $100.00
IRA Accumulation
0.35% 0.35% $100.00 $250.00
Roth IRA
0.35% 0.35% $100.00 $250.00
Christmas Club
0.10% 0.10% $0.00 $100.00
All Dividend Rates and Annual Percentage Yields may vary. Maintenance or activity fees may reduce earnings.
*Dividends are earned on a quarterly basis and calculated using the average daily balance method.

Free Kasasa Cash** Checking Account
Effective Date: October 19, 2018
Dividend RateAnnual Percentage YieldMinimum to OpenMinimum to Earn Dividends*
Up to $5,000
2.47% 2.50% $0.00 $1.00
$5000.01 and up
0.25% 0.25% $0.00 $1.00
All Dividend Rates and Annual Percentage Yields may vary. Maintenance or activity fees may reduce earnings.
*Dividends are earned on a quarterly basis and calculated using the average daily balance method.**Dividends on Kasasa Cash are earned on a monthly basis if qualifications are met. Otherwise .03% APY on
account balance. APY may range from .36% to 2.50% depending on account balance. See complete details of Free Kasasa Cash Account.

Believe It! Money Market Rates
Effective Date: October 19, 2018
Monthly Dividend Frequency
Minimum to OpenTermDividend RateAnnual Percentage Yield
$2,500.00 Daily 0.15% 0.15%
All Dividend Rates and Annual Percentage Yields may vary. Maintenance or activity fees may reduce earnings. Prime tiered rates will be earned on the account's entire balance.

Prime Money Market Rates
Effective Date: October 19, 2018
Tier LevelDividend RateAnnual Percentage Yield
Regular
up to $2,499 0.00% 0.00%
$2,500 0.15% 0.15%
$10,000 0.20% 0.20%
$25,000 0.25% 0.25%
$50,000 0.30% 0.30%
$100,000 0.35% 0.35%
$300,000 0.35% 0.35%
Advantage*
up to $2,499 0.05% 0.05%
$2,500 0.20% 0.20%
$10,000 0.25% 0.25%
$25,000 0.30% 0.30%
$50,000 0.35% 0.35%
$100,000 0.40% 0.40%
$300,000 0.40% 0.40%
All Dividend Rates and Annual Percentage Yields may vary. Maintenance or activity fees may reduce earnings. Prime tiered rates will be earned on the account's entire balance.

*Advantage Dividends: Household with combined balances of $25,000.00 or more at month-end
earn .05% higher dividend rate on Prime during applicable 30-day period.

See Share and Investment Rate Schedules for all applicable terms.