Refinance Now. Pay Later.
If you have a car loan with another lender, chances are you may be paying too much.
Bring your car loan to TTCU to enjoy low loan rates, flexible terms, and no payments for 90 days♦ (credit qualifications apply). Refinancing at a lower rate and getting a better payment is easy at TTCU.
- Loan amounts up to $50,000
- Rates as low as 2.25% APR*
- No payment for 90 Days**
- Terms range from 36 Months to 72 Months
When is refinancing the right thing to do?
- Interest rates have dropped since you bought your vehicle. Even a percentage point or 2 can make a big difference.
- Your credit score has improved and you qualify for a lower interest rate.
- You want to reduce your monthly payment.
- Your lease is expiring and you have the option to purchase the vehicle.
Auto Refinance Calculator
*Annual Percentage Rate (APR) and term are based on applicant’s creditworthiness. Rates are subject to change at any time without notice. Not all applicants will qualify for the lowest rate. Membership with TTCU is required to obtain a loan. Must be able to show and maintain insurance coverage through the life of the loan. Other restrictions may apply. Payment Example: $15,000 auto loan financed at 15.50% APR for 48 months with automatic payments will have a monthly payment of $421.27.
♦A 90-day deferral of the first payment is an option available on all auto loans. Deferring a payment will delay the payoff of your loan and result in additional finance charges if you only make minimum payments. The 90-day deferral program is subject to change at any time. Rate and terms are based on evaluation of applicant’s creditworthiness, so your rate may differ. Not all applicants will qualify for the lowest rate. Other restrictions may apply. Membership with The Tennessee Credit Union is required to obtain a loan.