The Tennessee Credit Union
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Refinance Now. Pay Later.Same Car. Lower Payments. More Time with Family. Refinance with TTCU for rates as low as 1.99% APR*

If you have a car loan with another lender, chances are you may be paying too much.

Bring your car loan to TTCU to enjoy low loan rates, flexible terms, and no payments for 90 days♦ (credit qualifications apply). Refinancing at a lower rate and getting a better payment is easy at TTCU. 

Seasonal Special**: Rates as low as 1.99% APR* for up to 36 months, and no payment for 90 days.

Features:

  • Loan amounts up to $100,000
     
  • Finance up to 110% of your vehicle’s value
     
  • Save money with lower payments
     
  • Keep in mind: refinancing is not available for cars already financed with TTCU

When is refinancing the right thing to do?

  • Interest rates have dropped since you bought your vehicle. Even a percentage point or 2 can make a big difference.
     
  • Your credit score has improved and you qualify for a lower interest rate.
     
  • You want to reduce your monthly payment.
     
  • Your lease is expiring and you have the option to purchase the vehicle.

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* Annual Percentage Rate (APR) and term are based on applicant’s creditworthiness. Rates are subject to change at any time without notice. Not all applicants will qualify for the lowest rate.  This offer does not apply to loans currently financed with TTCU. Membership with TTCU is required to obtain a loan. Other restrictions may apply. A 90-day deferral of the first payment is an option available on all auto loans. Deferring a payment will delay the payoff of your loan and result in additional finance charges if you only make minimum payments. The 90-day deferral program may be withdrawn or changed at any time without notice. Payment Example: $15,000 auto loan financed at 1.99% APR for 36 months with automatic payments will have a monthly payment of $430.

**Seasonal Special Effective April 1, 2020- May 31, 2020.

♦A 90-day deferral of the first payment is an option available on all auto loans. Deferring a payment will delay the payoff of your loan and result in additional finance charges if you only make minimum payments. The 90-day deferral program is subject to change at any time. Rate and terms are based on evaluation of applicant’s creditworthiness, so your rate may differ. Not all applicants will qualify for the lowest rate. Other restrictions may apply. Membership with The Tennessee Credit Union is required to obtain a loan.