The Tennessee Credit Union
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Refinance & SaveRefinance and Save with TTCU!

If you have a car loan with another lender, chances are you may be paying too much.

Bring your car loan to TTCU to enjoy low loan rates, flexible terms, and no payments for 60 days♦ (credit qualifications apply). Refinancing at a lower rate and getting a better payment is easy at TTCU. 


  • Competitive Rates
  • Flexible Terms
  • Option for NO Payment for 90-Days
  • Easy Application

When is refinancing the right thing to do?

  • Interest rates have dropped since you bought your vehicle. Even a percentage point or 2 can make a big difference.
  • Your credit score has improved and you qualify for a lower interest rate.
  • You want to reduce your monthly payment.
  • Your lease is expiring and you have the option to purchase the vehicle.


Auto Refinance Calculator

Auto Refinance Calculator
Estimate your cost


*Annual Percentage Rate (APR) and term are based on the applicant’s creditworthiness. Rates are subject to change at any time without notice. Not all applicants will qualify for the lowest rate. This offer does not apply to loans currently financed with TTCU. Membership with TTCU is required to obtain a loan. Other restrictions may apply.

Payment Example: $15,000 auto loan financed at 3.99% APR for 36 months with automatic payments will have a monthly payment of $430.

♦A 90-day deferral of the first payment is an option available on all auto loans. Deferring a payment will delay the payoff of your loan and result in additional finance charges if you only make minimum payments. The 60-day deferral program is subject to change at any time. Rate and terms are based on evaluation of applicant’s creditworthiness, so your rate may differ. Not all applicants will qualify for the lowest rate. Other restrictions may apply. Membership with The Tennessee Credit Union is required to obtain a loan.