The Tennessee Credit Union
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Share Certificate
amplify your tax refund with a 10-month share certificate at 4.65% APY

Are you inspired to build your savings in 2023? We are here to help you stay motivated with our new higher-yield promotional share certificate rate—no need to wait. Start saving today and let your money work for you.  

Month APY Minimum Opening Deposit
10 4.65% $10,000.00

Promotional Share Certificate Requirements & Features

  • New Money
  • Minimum opening deposit of $10,000
  • Competitive fixed dividend rates.
  • No long-term commitment required – Early withdrawal penalties may apply.
  • Funds are fully insured by the NCUA up to $250,000.

Build your savings in a safe product with a competitive, guaranteed fixed interest rate for a set term. A Share Certificate might be suitable if you want your money to earn more than traditional savings but are wary of investment risks.

Month APY Minimum Opening Deposit
12 3.25% $5,000.00
18 3.75% $5,000.00
24 4.00% $5,000.00

S'more Savings Certificate Promotion Requirements & Features

  • Minimum opening deposit of $5,000.
  • Competitive fixed dividend rates.
  • No long-term commitment required – Early withdrawal penalties may apply.
  • Funds are fully insured by the NCUA up to $250,000.

 

View Rates

To open an account, visit any TTCU branch or call 800-622-2535 to speak with a member service representative (Mon.-Thurs. 8 am-5 pm; Fri. from 8 am-6 pm CT).

APY = Annual Percentage Yield. APY is subject to change without notice. Early withdrawal penalties may apply. Membership with TTCU is required to open a certificate. After the certificate matures, the certificate will automatically renew at the current rate unless you indicate otherwise. Withdrawal of dividends prior to maturity will reduce earnings. Dividend Rates on Share Certificate Accounts effective date April 15, 2019. See Share and Investment Rate Schedules for all other applicable terms. A 10-month promo share certificate, after maturing term and rate, will renew at a 12-month share certificate at the current rate. 12, 18 & 24 No promo; it will autorenewal at a 12, 18, or 24-month term share certificate, respectively, at the current rate.