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We want to earn the privilege of being your financial choice for life. We will be with you every step of the way.  Dreams Thrive Here!

The Tennessee Credit Union (TTCU) is a full-service financial institution. We provide the same products and services as the banks do, but we do so at a lower cost to our members. How? Unlike banks, which work to satisfy stockholders, as a not-for-profit credit union, we work to satisfy you — our member-owners.

At TTCU, we are committed to honoring traditional credit union values while utilizing innovation to provide an exceptional member experience.
To become a member, you must purchase five shares of the credit union by depositing $25* into a share (savings) account for full membership opportunities. As long as you keep the $25* in your share account, you can remain a member with full membership opportunities no matter where you live or work. Once you join, you're a member for life! Plus, members of your family are also eligible for membership.  (You must be at least 18 years old to apply online for membership. If you are under age 18, you must come to one of our branches to apply for membership with a parent or guardian.)

You will need to have personal information handy, including your driver's license or state ID, email address, current bank account information and personal information. Look for a confirmation email within 2 business days.

*limited memberships are available for $5 initial deposit. 

Have Questions?  Please contact us at 800-622-2535 or email us at  

Important Notice: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions obtain, verify and record information that identifies each person who opens an account.  What this means to you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you.  We may also ask to see your driver's license or other identifying documents.  

The Benefits of Belonging


Credit unions have a long history of helping people establish themselves financially and improve their financial profiles:  That hasn’t changed. 

But now, through cooperative programs like shared branching and CO-OP Network ATMs, The Tennessee Credit Union also offers cutting edge convenience and security.  Members get all of the benefits of dealing with a nationwide network while enjoying the personalized service that The Tennessee Credit Union was built upon.  Read more.

How to I qualify for membership?

Join Today We'd like to welcome you to the family!

Membership Agreement and Disclosure