The Tennessee Credit Union
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Youth Accounts

Teaching children and teens the value of money at a young age makes them more likely to develop great savings habits, have good credit scores and be financially secure later in life!

Fawn Savers (age 0-11)TTCU Fawn Savers

Created for our youngest members. Kids can watch their money grow with every deposit they make.


  • Deposit just $5 to open an account.
  • No monthly service charges.
  • Earns competitive dividends.
  • Get your own I.D. Card and a passbook to keep up with all of the money you’re saving.
  • Every month that you deposit at least $15 in your account, you have a chance to win a $15 gift card.

Sometimes there are special activities in the branch just for Fawn Savers.

Buck and Dough Club (age 12-17)TTCU Buck & Dough Club

This program helps preteens and teenagers move towards financial independence. You can set money aside from a summer job or save your allowance with our Buck and Dough Club.


  • Open with just a minimum $5 deposit.
  • No monthly service charges.
  • Earn competitive dividends.
  • Free Online & Mobile Banking.
  • Every month that you deposit at least $25 into your account, you will be entered into a drawing to win $25.
  • With a parent or other adult (age 18 or over) on the account, you can get a free debit card and a free checking account comes with complimentary checks.

Young Professionals Club (age 18-25)TTCU Young Professionals Club

Get started down the right path of financial responsibility and independence with the ‘Club’ for young adults. Access the financial services and tools you need for whatever comes next, wherever you are – in school, at home, in a job, or setting out on your own.


  • A savings account with a low initial deposit of $25.
  • Free Kasasa checking account with no monthly fees and no minimum balance.
  • Free checks and checkbook cover from fully recycled and recyclable materials.
  • Free debit card.
  • Free online and mobile banking, including bill pay, email or text notifications of low account balances, free eStatements, and more.
  • Unlimited use of over 30,000 surcharge-free ATMs nationwide via CO-OP Network.
  • Special drawings and opportunities to win cash throughout the year.
  • 1% discounted interest rate on an initial loan. Be sure to bring your social security card or birth certificate.

Be sure to bring your social security card or birth certificate.